Insurance

You can choose the Basic Instructor Membership for just USD 79.90 per year. It allows you to keep your IKO certification active while benefiting from recreational third-party liability insurance and full access to IKO services.

Please note: this plan does not include professional liability coverage for teaching, so your students are not covered during your lessons.

Yes. All membership renewals include insurance. Simply choose the membership plan that matches the type of coverage you need, and your insurance will be included accordingly.

Your insurance is generally valid worldwide, including certain countries such as Colombia, Peru, Cuba, and Venezuela, subject to specific conditions and exclusions.

However, coverage does not apply in certain high-risk or restricted countries or regions, and it is also excluded where activities violate international sanctions.

• For the full list of excluded countries and detailed conditions, please refer to Article 4 – Geographical Limits of your policy.

• Third-party liability insurance protects you if you are held responsible for causing injury or damage to others.
• Personal accident insurance provides compensation to you (or your designated beneficiary) in case of disability, resc

Your insurance becomes active as soon as your IKO membership is paid and is valid for one year.

For Pro Courses, coverage starts on the first day of the course and remains valid for one year from that date.