With the professional third party liability insurance: are my students covered if they injured and/or damage other people or their property?
If the injury/damage to the third party caused by the student is because of your mistake as an instructor, then the student is covered. If the incident to the third party is caused by the student’s mistake, because they did not respect your instructions or safety rules, for example, then the student is liable. They may be covered by the recreational third party liability insurance if they have it.
As a Canadian or American citizen, when is my professional third party liability insurance valid?
Your professional third party liability insurance is valid worldwide, except when you are working in the USA or Canada. This means that if you are working in an IKO Center outside the USA and CANADA, you will be covered.
When is my professional third party liability insurance valid?
The professional third party liability insurance is valid when you are working at any valid IKO Affiliated Center. If the kite school you are working at is not affiliated with the IKO, the school manager can apply online for free affiliation so the kite school becomes an IKO Affiliated Kite Center.
What is the difference between third party liability and personal accident insurance cover?
Third party liability insurance protects you against claims from others. Personal accident insurance compensates you or an assigned beneficiary in the event of your disability, rescue or death, resulting from your personal kitesurfing practice or your professional kitesurfing activity.
There is no medical expense indemnity included in the personal accident insurance cover.
As an Assistant or Instructor, what does professional liability insurance cover?
The professional liability insurance covers you when you ride on your own and while you work based on your qualifications and as long as you respect the IKO Standards.
How can I benefit from the exclusive one-time offer on the kiter membership?
When activating your account, you will be offered an exclusive offer to subscribe to a kiter membership plan to boost your kiteboarding progression, which allows you access to IKO exclusive insurance coverage, learn from the eBooks series, watch kiteboarding videos and learn from our eCourses. Upgrade your membership within the next 7 days following your certification and unlock a fantastic 25% discount on any Kiter Membership package.